Explore whether a credit card surcharge fits your business, your customers, and your payment setup.
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Surcharging adds a fee to an eligible credit card purchase. Cash discounting instead reduces the standard price for cash payments. We help you compare the business impact of each approach alongside your existing processing arrangement.
Visa does not allow surcharges on its debit or prepaid cards, even when processed without a PIN. Applicable limits, advance notices, customer disclosures, and receipt requirements must be checked with your processor before launch. Requirements can vary by card network and location.
Joshua and Jason can review your current processing costs and discuss customer experience, equipment support, and available program options. We serve independent businesses across Metro Detroit and nearby communities. Your review starts with the details of your business, not a promise of zero costs.
No. Card type and network requirements matter. Have your provider confirm eligible transactions and configure your equipment appropriately before starting.
There is no universal percentage for every business. Your processor must confirm the permitted amount for your costs, card networks, and applicable rules.
Program basics: Visa merchant rules. Confirm current requirements with your processor before implementing a program.
Request a free audit and optionally upload your latest statement through our secure form. We will review the details and follow up with you.
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